Type I

These benefits include Preventive and Diagnostic Procedures such as: Oral Exams, Cleanings and X-rays.

Benefits may be paid at 50% to 100% with or without a deductible.

Type II

These benefits include Minor Restorative Procedures such as:  Fillings, Anesthesia, Oral Surgery and Extractions.

Benefits may be paid at 50% to 100% with or without a deductible.

Type III

These benefits include Major Restorative Procedures such as: Crowns, Bridges,  Dentures, Root Canals, Periodontal and Endodontic.

Benefits may be paid at 50% to 100% with or without a deductible.

Type IV

These benefits include Orthodontic Procedures.

Benefits may be paid at 50% to 100% with or without a deductible.

Orthodontic procedures may have a lifetime maximum and/or it's own lifetime deductible.

Overall Benefits and Maximums

Maximum benefits may range from $500.00 to $2,000.00 per person annually.

Deductibles may range from $25.00 to $100.00 annually per person.

Dependent children (if elected) are eligible until age 19 or age 23 if a full time student.

Waiting periods or probationary periods may end on the first of the month following 30 days to 1 year and may be applied to Types I, II, III or IV individually or over all.

You may receive treatment from any properly licensed person who is a dentist and who is rendering services and treatment within the scope of his/her licensure and training.

Claims must be filed with SERCO within 90 days of the date charges were incurred to be processed.   All reimbursements and payment of claims will be made to the employee, not to the provider of service.